Privacy Policy
At Modular Fintech LTD, your privacy and trust are very important to us. This Privacy Policy explains how we collect, use, share, and protect your personal information when you interact with our website, digital platforms, and financial services. By using our services, you agree to the practices described in this policy.
1. Information We Collect
We may collect the following types of information:
Personal Information: such as your name, email address, phone number, identification documents, and billing details when you sign up for our services.
Financial Information: including bank details, transaction history, and payment data necessary to provide our financial solutions.
Technical Information: such as IP address, browser type, device information, and cookies for analytics and service improvement.
Usage Data: details of how you interact with our platform, including navigation patterns, preferences, and feedback.
2. How We Use Your Information
We use your information for the following purposes:
To provide and improve our fintech services.
To verify your identity and comply with regulatory requirements.
To process transactions, payments, and refunds securely.
To communicate with you regarding account activity, updates, and promotions.
To enhance user experience through personalization.
To detect, prevent, and address fraud, security, or technical issues.
3. Sharing of Information
We do not sell or rent your personal data. However, we may share information in the following cases:
With Service Providers: such as payment processors, cloud hosting services, and IT support partners who assist us in delivering our services.
With Regulatory Authorities: when required by law, financial regulations, or court orders.
With Business Partners: in limited circumstances where collaboration is necessary to provide integrated financial services.
All third parties are bound by strict confidentiality and data protection agreements.
4. Data Security
We take data security very seriously. Our systems use advanced encryption, firewalls, multi-factor authentication, and regular monitoring to ensure your information is protected. While no system is 100% secure, we follow industry best practices to minimize risks of unauthorized access, misuse, or disclosure.
5. Data Retention
We retain your personal information only for as long as necessary to provide services and comply with legal obligations. Once data is no longer required, it is securely deleted or anonymized.
6. Your Rights
As a user, you have the right to:
Access and request a copy of the information we hold about you.
Request corrections or updates to your personal data.
Withdraw consent for certain data processing activities.
Request deletion of your data, subject to legal or contractual limitations.
Opt out of marketing communications at any time.
7. Cookies and Tracking
Our website uses cookies and similar tracking tools to improve functionality, analyze traffic, and deliver personalized experiences. You may disable cookies through your browser, but this may affect the performance of our services.
8. Policy Updates
We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or technological improvements. Any updates will be posted on our website, and continued use of our services means you accept the updated policy.
9. Contact Us
If you have any questions or concerns about this Privacy Policy or your personal data, please contact us at:
Modular Fintech LTD
Email: office@modularfintech.com
Address: 15, Manoli Kalomoiri, ABBEY TOWER B, office 303 3030, Limassol, Cyprus